Need credit repair? Do you know someone with less than perfect credit?
Get the good credit you deserve! To start repairing your credit sign up today.
- Identity Theft
- Late Payments
- Tax Liens
- Student Loans
- Public Records
A higher credit score will bring
- Better rates on mortgages and re-finances
- No or low interest on credit cards
- Lower rates on car loans
- Better rates on insurance
- Positive results for job screenings
Credit repair starts with education. We help you understand the unfair and inaccurate items on your credit reports and how to remove them. We strive to work with our clients through many different outlets to help them improve their credit scores.
A low credit score can trigger higher interest rates and prevent you from qualifying for a loan. A good score can help you purchase your dream home or a good car. It is not ok to max out your credit cards even if you pay the balance in full every month. Keep all your credit balances below 50% (30% is optimal) of your available credit limit.
Your score is based on five factors: payment history, amount owed, history of credit, new credit, and account diversity. We can help you navigate them all. It’s a good idea to never close any old accounts that you may have. Part of your credit score is based on how long you have established credit history.
We first review your credit, then work with the bureaus to remove unfair and inaccurate negative items. We help monitor and prepare a custom plan to rebuild your credit. If you have no open trade lines we can assist you with what is needed to help you achieve the score you deserve.